Farming and Agriculture Insurance
What does farming and agriculture insurance cover?
The Australian Farm Insurance policies for farming and agriculture cover a range of situations, including:
Property damage: For any damage to your farm's buildings, machinery, and equipment.
Livestock: Coverage for the death of livestock due to accidents, illness, or disease.
Crop Insurance: To protect against the loss of crops due to natural disasters or declines in the market prices of agricultural commodities.
Public and product liability: In the event of third-party bodily injury or property damage related to your farming operations.
Machinery breakdown: To cover repair or replacement costs if your farming machinery breaks down.
Business interruption: To protect against lost income and operating expenses if your farming operations are disrupted due to a covered event.
Plant and Machinery: Covering farm machinery and equipment for fire, theft and other perils.
The Significance of Farming and Agriculture Insurance
Having a tailored farming and agriculture insurance plan offers several advantages:
Why Choose Elliott Insurance for Your Farming and Agriculture Insurance Needs
With Elliott Insurance The Green Broker, you can count on:
Experienced Insurance Brokers
Our team at Elliott Insurance consists of experienced professionals with a deep understanding of farming and agriculture insurance in Australia. We're well-equipped to guide you towards the insurance coverage that suits your specific needs.
Comprehensive Coverage
The policies we recommend provide comprehensive coverage, offering protection against a wide range of potential risks. From property damage to machinery breakdown to livestock and crop insurance, we're committed to ensuring your farming business is well-insured.
Tailored Policies
We understand that every farming operation is unique, with its own set of risks and requirements. We aim to recommend insurance solutions that are tailored to your specific circumstances, ensuring optimal protection for your agricultural business.
Exceptional Customer Support
Our commitment to delivering outstanding customer service sets us apart. Whether you need assistance with an insurance quote, have a query about your policy, or need support with a claim, our team at Elliott Insurance is always ready to assist.
Common Farming and Agriculture Risks
Is Farming and Agriculture Insurance Right for My Business?
If your business is involved in farming or agriculture, having an adequate agribusiness insurance policy is crucial. This includes crop farmers, livestock farmers, and agribusiness owners. We can assist you in determining whether farming and agriculture insurance is suitable for your business and guide you in selecting the appropriate coverage.
Frequently Asked Questions
The farming and agriculture industry faces a unique set of risks, including severe weather conditions, disease outbreaks, equipment breakdown, and more. A tailored rural insurance policy can protect you against these risks, ensuring that your business can continue to operate even in the face of adversity.
Several factors influence the cost of farming business insurance. These can include the size and location of your farm, the types of crops or livestock you have, the machinery and equipment you use, and your previous claims history.
Farm Insurance in Australia typically does not include coverage for your employees. To protect your workers, you may need to consider workers' compensation insurance. This type of coverage can help pay for medical expenses and lost wages if an employee gets hurt or becomes ill as a result of their work.
Livestock insurance can provide coverage if your animals die due to accidents, disease, or other covered causes. It can also include coverage for theft of your livestock. However, the exact scope of coverage may vary depending on the policy, so it's important to review the details carefully.
Other Insurance Covers
Public & Products Liability
Plant & Equipment Insurance
Professional Indemnity
Workers Compensation Insurance
Construction & Contract Works Insurance
