Personal Accident & Illness Insurance
What does our Personal Accident & Illness Insurance cover?
Personal Accident & Illness Insurance provides coverage for:
Accident Coverage: Financial protection in case of an accident leading to physical injuries, permanent disability, or death.
Illness Coverage: Financial support if a sudden illness prevents you from working.
These policies are designed to replace your income during your recovery period, covering your medical expenses, rehabilitation costs, and living expenses.
Why Personal Accident & Illness Insurance is Important?
Equipping yourself with Personal Accident & Illness Insurance brings many benefits:
Why Choose Us For Your Personal Accident & Illness Insurance Needs?
At Elliott Insurance, we pride ourselves on:
Experienced Insurance Brokers
Our team of experienced professionals has comprehensive knowledge of Personal Accident & Illness Insurance in Australia. They're well-equipped to guide you towards the ideal coverage for your unique needs.
Exceptional Customer Support
Our commitment to excellent customer service sets us apart. Whether you need assistance with your insurance quote, have a query about your policy, or need support with claims, our dedicated team is always ready to help.
Customised Policies
Insurance isn't a one-size-fits-all solution. We provide custom quotes for Personal Accident & Illness Insurance, tailored to your specific needs and risks, ensuring optimum protection.
Common Risks Covered by Personal Accident & Illness Insurance
Personal Accident & Illness Insurance provides financial protection against a wide range of risks, including:
Is Personal Accident & Illness Insurance Right for Me?
Personal Accident & Illness Insurance is recommended for anyone who relies on their income to support themselves or their family. It’s particularly crucial for self-employed individuals, small business owners, and professionals who may not have other forms of income protection. We can help you determine whether Personal Accident & Illness Insurance is right for you and guide you in selecting the appropriate coverage.
Frequently Asked Questions
Health Insurance covers costs related to medical care, such as hospital stays, medication, and doctor's visits. In contrast, Personal Accident & Illness Insurance provides a financial safety net if you're unable to work due to an accident or illness, covering loss of income and living expenses.
No, these are two distinct forms of insurance. While both provide compensation for work-related injuries, Personal Accident & Illness Insurance can also cover incidents that happen outside of work and illness that may not be related to your job.
Personal Accident & Illness Insurance is crucial for anyone who relies on their income to support themselves or their family. It's particularly important for self-employed individuals, small business owners, and professionals who may not have other forms of income protection.
The cost of Personal Accident & Illness Insurance varies based on several factors, including your occupation, health, age, and the level of income you wish to insure. At Elliott Insurance, The Green Broker, we'll help you find a policy that fits your budget and needs.
Coverage for pre-existing conditions varies between insurers and individual policies. It's important to discuss your specific needs and medical history with us so we can help find a policy that suits your situation.
Other Insurance Covers
Public & Products Liability
Plant & Equipment Insurance
Professional Indemnity
Workers Compensation Insurance
Construction & Contract Works Insurance
