Public & Products Liability

Secure your future with Elliott Insurance's Public & Products Liability coverage, defending Australian businesses from unexpected claims.

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What does our public liability insurance cover?

Public liability insurance from Elliott Insurance The Green Broker provides coverage for:

Third-Party Bodily Injury: If someone is injured because of your business operations, this coverage can help pay for medical costs.

Third-Party Property Damage: If your business is responsible for damage to another person's property, this insurance can help cover repair or replacement costs.

Legal Costs: If your business faces a lawsuit related to a covered loss, public liability insurance can help cover legal defense costs and settlements.

BENEFITS

The Importance of Public Liability Insurance

Being equipped with Public Liability Insurance offers many benefits:

Peace of Mind

.. Having public liability insurance Australia gives business owners peace of mind, knowing that they have protection against potential third-party claims. This allows them to focus on their core business operations without worrying about unforeseen liabilities.

Compliance with Contractual Requirements

... In many cases, clients or partners may require your business to have public liability insurance before entering into a contract with you. Having this insurance helps you meet these contractual obligations.

Trust and Credibility

... Public liability insurance not only protects your business financially but also enhances your business's reputation. When you can quickly respond to an unfortunate incident by covering the costs incurred, it builds trust among your customers, suppliers, and the public.

Wide Coverage

.. Wherever your business is located having public liability insurance ensures you're covered across the country. So, whether you're seeking public liability insurance WA or elsewhere, Elliott Insurance Brokers can assist.

Tailored to Your Needs

.. Every business is unique, which means insurance needs can greatly vary. As an experienced public liability insurance broker, Elliott Insurance Brokers can provide a tailored quote for public liability insurance that meets your business's specific needs.

Essential for Small Businesses

.. Small businesses, in particular, can greatly benefit from public liability business insurance. A single claim could potentially put a small business out of operation. Having small business public liability insurance means that you can operate your business confidently, knowing that you're protected against such risks.

Easy Access to Quotes

.. In today's digital world, getting a public liability insurance quote is easy and straightforward. You can conveniently request a quote for public liability insurance online, making the process of getting insured smoother and quicker.

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WHY CHOOSE US

Why Choose Us For Your Public Liability Insurance Needs

Skilled Public Liability Insurance Brokers

Our team at Elliott Insurance, The Green Broker, comprises knowledgeable insurance professionals with a comprehensive understanding of public liability insurance in Australia. They are well-positioned to navigate you towards the ideal coverage for your unique business circumstances.

Customised Policies

We, at Elliott Insurance, recognise that insurance isn't a one-size-fits-all solution. You'll receive a custom quote for public liability insurance, tailored to align with your specific business needs and risks, ensuring the utmost protection for your enterprise.

Extensive Coverage

At Elliott Insurance, we offer comprehensive public liability business insurance, providing broad protection against a range of potential liabilities. Regardless of your business size, be it a small business or a larger organisation, our policies are designed to safeguard you from financial distress due to third-party claims.

Exceptional Customer Support

Our commitment to delivering exceptional customer service sets us apart as a leader in the insurance sector. Whether you need assistance with your public liability insurance quote, have a query about your policy, or need support with claims, our dedicated team at Elliott Insurance, The Green Broker, is always on hand to help. Be it public liability insurance in WA or anywhere else in Australia, you can count on us for superior service and support.

COMMON RISKS

Common Public Liability Risks Faced by Businesses

Slips and Falls

.. This represents a prevalent risk in any business setting. Whether a customer slips in your shop or an employee trips over a loose wire, such accidents can lead to public liability insurance claims. With Elliott Insurance, The Green Broker, you can secure public liability insurance in Australia that safeguards you from such eventualities.

Product-Related Incidents

.. If a product you sell or manufacture results in injury or damage, your business could be held liable. By opting for public liability business insurance, you protect your business from financial liabilities arising from such product-related mishaps.

On-site Accidents

.. Accidents that occur on your premises leading to injury or property damage could result in a public liability claim. Be it small business public liability insurance or coverage for larger enterprises, we at Elliott Insurance provide you with insurance solutions that protect you from such liabilities.

Third-Party Property Damage

.. Imagine a scenario where your business activities inadvertently lead to damage to a third party's property. For instance, during a delivery, one of your employees could accidentally damage a client's fence. In such cases, our public liability insurance coverage can help cover the repair costs, protecting your business from the financial impact of such incidents.

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Is Public Liability Insurance Right for My Business?

Public liability insurance is essential for all businesses that interact with the public or clients. This includes retail businesses, contractors, consultants, and more. We can help you determine whether public liability insurance is right for your business and guide you in selecting the right coverage.

GOT A QUESTION?

Frequently Asked Questions

Is public liability insurance mandatory?

While public liability insurance is not typically a legal requirement, it is highly recommended for any business that interacts with the public. Certain industries or contracts may also require businesses to have public liability insurance.

What's the difference between public liability insurance and professional indemnity insurance?

Public liability insurance and professional indemnity insurance are two distinct forms of coverage designed to protect businesses against different types of risks.

Public liability insurance is a crucial type of coverage that safeguards your business against claims of bodily injury or property damage caused to third parties as a result of your business activities. Suppose a customer trips and injures themselves on your premises, or if your business inadvertently damages a client's property during operations. In that case, public liability insurance can help cover the financial costs associated with these incidents, which may include medical expenses, repair or replacement costs, and any potential legal fees.

On the other hand, professional indemnity insurance is designed to protect businesses that provide professional advice or services. It offers coverage for claims arising from professional negligence or failure to perform professional duties and services. This might involve a scenario where a client suffers financial losses due to an error in your professional advice or if a service you provide doesn't meet the promised standards. Professional indemnity insurance helps to manage the financial impact of such claims by covering associated costs like legal defense expenses and any damages awarded.

How much does public liability insurance cost?

The cost of public liability insurance varies depending on a number of factors, including the nature of your business, your claims history, the size of your business, and the level of risk associated with your business operations. At Elliott Insurance The Green Broker, we offer competitive rates and will work with you to find a policy that fits your budget and needs.

Who needs public liability insurance?

Public liability insurance is crucial for any business that interacts with the public. It covers potential costs that could arise from accidental injuries or property damage caused by your business operations.

Does public liability insurance cover my employees?

Public liability insurance typically covers claims arising from injuries or property damage to third parties due to your business operations. It doesn't cover employee injuries; for this, you would need workers' compensation insurance.

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