Eight Insurance Mistakes That Can Ruin Your Business

So you started your business and covered all your bases by getting insurance. Fast forward and now your business is doing great! You might be smashing your targets, making fantastic profits, growing quickly, and hiring new employees, but did you consider that the insurance you got on day one might need a review by now?

Professional Indemnity Insurance Tips

Professional indemnity insurance is a form of cover which is absolutely necessary for every professional business. Not having this type of insurance can mean...

What is an Insurance Broker?

Working with an insurance broker is an easy way to ensure the appropriate insurance is in place for your needs. Insurance broker offer a unique...

Insurance for the IT Professional

There are a number of risks for contractors in the information technology field. No matter how careful you are, there is always the risk that something could go wrong, from losing data, downtime or business interruption as a result of your work or advice to accidentally damaging a client’s property whilst you are on their premises. Thankfully, you can protect your IT business with specific insurance.

Seven Important Questions for Small Business Insurance

The Insurance Council of Australia has estimated that 70% of businesses that are currently under-insured or uninsured will NEVER recover if they are affected by a major event such as a legal claim, fire, storm or earthquake. Your small business is your livelihood, and you need to be able to protect your assets in the event of an insurance claim. These figures indicate that the best way to protect your business is to choose the right insurance.

Important Tax-Time Tips for Small Business and Investors - Part Two

Tax-time is still drawing near and here we bring you our next instalment of tips to help you through what can sometimes a very busy time for small businesses or investors. So let’s get down to the nitty-gritty and discuss some things which can help make your tax deadline not so frightening.

Are you Under-Insured?

Under-insurance is the result of nominating a value for an asset such as your home that is too low to actually replace it in the event that it is lost or damaged. In 2005 the Australian Securities and Investments Commission (ASIC) estimated that 70% of Australian homes were under-insured. Should the worst happen and an under-insured asset be lost, there is no capacity under the insurance policy to replace the asset.

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