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Bush Fire Threat Season – Protect Your Biggest Asset

01.08.2015 By Elliott Insurance Insurance News

In Australia, we have the luxury of being able to live amongst the beautiful scenery that our native bush land has to offer. However…

In Australia, we have the luxury of being able to live amongst the beautiful scenery that our native bush land has to offer. However, living in close proximity to bush land also carries with it a greater risk of fire. We only need to look back on the devastating Black Saturday bush fires in 2009 to remember the horrific consequences bush fires can have on lives and property.

Luckily there are a few steps you can take to protect your home from bush fires and make sure you stay safe in the upcoming summer months.

Simple Steps to Protect Your Home

  • Having Proper Roofing – If you live in a bush fire prone area, metal roofing is the best option as it stops sparks getting under the roofing material. The gaps in tiles means that sparks can find their way into the roof space.
  • Reduce Flammable Material – Make sure that you clear any flammable material to reduce the risk of fire reaching your home. Keep your grass cut short and don’t leave piles of branches or leaves within 20 metres of your house. Cut any tree branches overhanging your house and keep the gutters clear of leaves.
  • Keep The Flooring Clear – A lot of people use their underfloor space to store materials such as excess wood. However, this can simply add to the risk of fire. Always clear your underfloor area to prevent sparks from igniting the house.
  • Prevention is Best – If you’re building a house in an area with surrounding bush land, do your research about the best placement of the home. It’s best to build on a gentle slope away from the most likely direction of a fire front. Speak to your local council for more information.
  • Create Barriers – Make sure you have firebreaks in place and driveways can also be used as natural barriers to protect your home.
  • Prepare For Fire Season – When fire season sets in, do general maintenance to ensure that all debris is cleared and firebreaks are in place. Check your bush fire sprinkler system or have one installed if this is feasible. Always have an emergency plan in place in the event of a fire.

Protect Your Home With The Right Insurance

Bush fires are unpredictable and, no matter how prepared you are, you need to protect yourself by having home and contents insurance which will protect you against the financial consequences of losing your home due to fire. Insurance will offer you peace of mind and allow you to rebuild if the worst happens.

To discuss home and contents insurance or for any other queries, contact Elliott Insurance Brokers on 1330 635 315 and we would be more than happy to help.